ALGO — Terms & Conditions

1. Who We Are

ALGO is a brand operated by Volodymyr Babak.

Operator: Volodymyr Babak

Business activity: development and sale of algorithmic trading software (Expert Advisors)

Contact: support@algo-world.com, Telegram: @alg0_o

ALGO provides digital software products, including MetaTrader-compatible Expert Advisors, configuration files, documentation, and related digital products. ALGO does not provide financial advice, investment advice, brokerage services, portfolio management, managed accounts, copy trading, custody of funds, or any regulated financial service.

Website: https://algo-world.com

2. Our Products

ALGO products are software tools (Expert Advisors) designed to automate trading strategies on compatible platforms such as MetaTrader (MT4/MT5).

Our products may include:

• Expert Advisors (Terra EA, Aero EA, Hydro EA, and future products);
• configuration and settings files;
• documentation;
• video instructions;
• software updates;
• license activation systems.

You are responsible for understanding how a product works before using it, including its risk settings and expected drawdown.

3. No Financial Advice

ALGO provides software and technical documentation only.

Nothing on our website, in our products, in our videos, in our documentation, in our support messages, or in our Telegram/community channels should be treated as financial advice, investment advice, trading advice, or a recommendation to buy, sell, hold, or trade any financial instrument.

Public statistics, backtests, Myfxbook results, reviews, or testimonials are provided for information only and do not guarantee future results. You remain fully responsible for your own decisions, settings, broker selection, and use of the software.

4. User Responsibility and Live Use

ALGO products can be used on demo or live trading accounts. If you choose to use any ALGO product on a live account, you do so at your own discretion and risk.

ALGO is not responsible for losses, drawdowns, missed profits, account issues, broker issues, technical issues, incorrect settings, market conditions, or any outcome resulting from your use of the software.

Past performance, examples, reviews, backtests, forward tests, tutorials, screenshots, or community results do not guarantee future results. You should test any product and configuration carefully before using it on a live account.

5. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to use our products and services.

By using our website or products, you confirm that:

• you have the legal capacity to agree to these Terms;
• you will use the products only for lawful purposes;
• you are responsible for checking whether use of the products is allowed in your country, by your broker, or under your account terms;
• you will not use the products in a way that violates applicable laws or third-party rules.

We may refuse, suspend, or terminate access if we reasonably believe that your use creates legal, technical, payment, security, abuse, or reputational risk.

6. Licenses and Activations

When you purchase an ALGO product, you receive a limited, personal, non-exclusive, non-transferable license to use the product according to the applicable product terms (one-time purchase or subscription, as shown at checkout).

A purchase does not transfer ownership of the product, source code, brand, documentation, or intellectual property.

Some products may require:

• license keys;
• online activation;
• account binding to a MetaTrader account;
• periodic license checks.

License limits (number of accounts, activations, subscription duration, etc.) depend on the product and plan shown at checkout or in the product documentation.

You must not:

• share, resell, rent, lease, sublicense, or transfer your license;
• publish or leak license keys;
• bypass, disable, crack, or tamper with license validation;
• reverse engineer, decompile, disassemble, patch, or modify the software;
• attempt to extract source code;
• distribute unauthorized copies;
• use the product to build a competing product.

Violation of this section may result in suspension or termination of your license without refund.

7. Technical Requirements

Our products require a compatible MetaTrader platform (MT4/MT5), internet access, and license-server communication to function correctly.

You are responsible for ensuring that your environment (broker, VPS, platform version, permissions) is compatible with the product before use.

ALGO is not responsible if a product does not work correctly because of:

• unsupported platform versions;
• broker or server restrictions;
• incorrect installation or settings;
• blocked internet access, firewall, or antivirus restrictions;
• VPS or operating-system issues;
• third-party platform changes or service interruptions.

8. Orders, Payments, and Delivery

Products are delivered digitally through download links, Telegram, email, or activation systems.

Payments are processed by ALGO using NowPayments as the payment processor.

Some ALGO products are also available through third-party marketplaces (e.g., MQL5). The applicable payment provider or marketplace may have its own terms, fees, refund process, and verification requirements. ALGO is responsible only for payments and purchases made through algo-world.com or official ALGO channels.

We may refuse, cancel, or review an order if we suspect fraud, payment abuse, unauthorized use, or violation of these Terms.

9. Pricing, Taxes, and Invoices

Prices are shown at checkout and may be inclusive or exclusive of applicable taxes depending on your location and payment method. Some products are available as a one-time purchase; others as a subscription (as indicated on the product page).

You are responsible for providing accurate billing details.

10. Refunds

ALGO products are digital software products delivered electronically.

We offer a 14-day refund period from the date of purchase. If you request a refund within 14 days of your purchase, we will refund your order without requiring you to provide a reason.

If your country, state, or region provides mandatory refund, cancellation, withdrawal, or consumer rights that are more favourable to you than this policy, ALGO will respect and apply those rights.

11. Chargebacks and Payment Disputes

If you have a billing issue, duplicate payment, failed delivery, or license issue, please contact us first via Telegram @alg0_o or email at support@algo-world.com so we can investigate and resolve the matter before you open a chargeback or payment dispute.

Initiating a chargeback without first contacting us may result in:

• suspension of your license;
• termination of access to the product;
• refusal of future purchases;
• reporting of fraudulent or abusive activity to the relevant payment provider or marketplace where appropriate.

If a chargeback is opened, ALGO may provide the payment provider with evidence of purchase, delivery, license issuance, activation, and communication history. We reserve the right to dispute chargebacks we believe are fraudulent, abusive, or inconsistent with these Terms.

Nothing in this section limits any mandatory consumer rights you may have under applicable law.

12. Third-Party Marketplace Purchases

Selected ALGO products (e.g., Aero EA) may be available through third-party marketplaces such as MQL5.

Purchases made through third-party marketplaces are processed, invoiced, licensed, activated, delivered, and refunded by the relevant marketplace under its own rules. Different purchase channels may have different prices, license terms, activation limits, and refund rules.

ALGO is not the seller of record for third-party marketplace purchases unless explicitly stated otherwise.

13. Support

ALGO provides support primarily through Telegram (@alg0_o), and may also use email, documentation, or video instructions.

Support may include help with:

• installation and activation;
• license issues;
• product setup and risk settings;
• technical troubleshooting.

Support does not include financial advice, investment advice, trading advice, or profit guarantees.

We may ask you to provide logs, screenshots, settings, or platform information to help diagnose an issue. We do not guarantee that every issue can be resolved, especially when related to third-party platforms, brokers, VPS providers, or external services.

14. Updates and Product Changes

We may update, improve, modify, suspend, discontinue, or replace any product, feature, version, license system, documentation, price, or service at any time, for functionality, compatibility, security, licensing, performance, or compliance reasons.

We are not required to maintain every historical product version, feature, or setting indefinitely.

15. Acceptable Use

You agree not to use the website, products, license systems, or services to:

• violate any law or regulation;
• infringe intellectual property rights;
• bypass license controls;
• distribute unauthorized copies or share paid products without permission;
• attempt unauthorized access to our systems;
• interfere with our infrastructure;
• upload malicious code;
• commit fraud or payment abuse;
• misrepresent your identity;
• use our products in a way that harms ALGO, other users, payment providers, marketplaces, or third parties.

We may suspend or terminate access if we reasonably believe that you have violated this section.

16. Intellectual Property

All ALGO products, source code, compiled files, designs, documentation, product names, logos, graphics, videos, website content, and related materials are protected by intellectual property laws and remain owned by Volodymyr Babak or applicable licensors.

You receive only a limited license to use the product, not ownership of the product or any intellectual property. You may not copy, modify, redistribute, resell, sublicense, reverse engineer, decompile, disassemble, crack, patch, bypass protection, or create derivative works from our products unless expressly allowed by law.

17. Third-Party Platforms and Services

Our products and services may depend on or link to third-party platforms, including MetaTrader, Myfxbook, MQL5, and other external services.

Third-party services are governed by their own terms, policies, fees, availability, and technical requirements. ALGO is not responsible for third-party services, decisions, outages, restrictions, errors, content, policies, or changes.

18. Privacy

Our use of personal information is described in our Privacy Policy.

By using our website, products, or services, you acknowledge that we may process information required to operate our business, including order details, license details, activation details, support information, payment references, technical logs, and anti-abuse data.

19. Disclaimers

The website, products, documentation, licenses, downloads, support, and related services are provided "as is" and "as available."

To the maximum extent permitted by law, ALGO disclaims all warranties, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, non-infringement, uninterrupted operation, error-free operation, and suitability for any specific use case.

We do not guarantee that:

• the products will meet your expectations;
• the products will operate without interruption or error;
• every issue will be corrected;
• the products will remain compatible with every third-party platform or broker;
• any example, backtest, or result will be repeated;
• any product will produce any specific outcome or profit.

20. Limitation of Liability

To the maximum extent permitted by applicable law, ALGO, its owners, contractors, partners, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, loss of revenue, loss of data, business interruption, technical failure, product misuse, incorrect configuration, third-party platform issues, broker issues, or trading losses resulting from use of the software.

To the maximum extent permitted by law, ALGO's total liability for any claim will not exceed the amount paid directly to ALGO for the specific product giving rise to the claim.

21. Indemnity

You agree to indemnify and hold harmless ALGO, its owners, contractors, partners, and service providers from any claims, liabilities, damages, losses, costs, and expenses arising from your use of the website, products, or services; your violation of these Terms or applicable law; your misuse of a license or product; your infringement of third-party rights; or your fraudulent, abusive, or unlawful activity.

22. Suspension and Termination

We may suspend or terminate access to products, licenses, accounts, downloads, support, or services if we reasonably believe that you breached these Terms, misused a license, attempted to bypass technical protections, engaged in fraud or payment abuse, or created security, legal, payment, or reputational risk.

Upon termination, your license may be revoked and you must stop using the affected products. Sections intended to survive termination will continue to apply, including intellectual property, disclaimers, limitation of liability, indemnity, payment obligations, and dispute provisions.

23. Consumer Rights

Nothing in these Terms limits mandatory consumer rights that cannot be excluded under applicable law. Where legally permitted, by requesting immediate delivery, license issuance, or activation of digital content, you acknowledge that your right of withdrawal may be lost once delivery or activation begins.

24. Changes to These Terms

We may update these Terms from time to time by publishing a revised version on this page. The updated Terms apply from the date they are published unless stated otherwise. Continued use of the website, products, or services after the Terms are updated means you accept the updated Terms.

25. Governing Law

Unless mandatory law requires otherwise, these Terms are governed by the laws of [jurisdiction]. Any dispute relating to direct purchases from ALGO or use of ALGO services will be subject to the competent courts of [jurisdiction], unless mandatory consumer law provides otherwise.

26. Contact

For questions about these Terms, contact:

• Telegram: @alg0_o
• Email: support@algo-world.com
• Website: algo-world.com